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What happens if you break a contract?

Under the law, once a contract is breached, the guilty party must remedy the breach. The primary solutions are damages, specific performance, or contract ...

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Knowledge Base

Latest insights and tutorials from the The Global Insight team.

Are there fees with a car loan?

For auto loans, origination fees are calculated as a percentage of the total loan, usually between 1 and 2 percent of the loan amount. If a lender takes a...

Can someone else put up collateral for my loan?

They can. It is called fraud and/or breach of fiduciary duty. If you pledge something you do not own the creditor cannot successfully seize the item if yo...

Is it safe to buy a car from a private owner?

Essentially, lenders view private sales as more risky compared to purchases made through a dealer, as there is more likelihood of fraudulent activity. If ...

What happens to your lease if you file bankruptcy?

After bankruptcy -Virtually all leases contain provisions that say that if the tenant files bankruptcy, the lease is breached and the tenant can be evicte...

What is the law on returning a used car in Florida?

In Florida, there is no statutory right to a Cooling-Off period when purchasing a used vehicle. There is no automatic right afforded to a buyer to return ...

Can you file bankruptcy and keep your car?

So if you’re behind on your car loan before you file for Chapter 7 bankruptcy, and you don’t have the money to redeem it, you’ll be able to keep your car ...

How long before they repo a car in California?

What you don’t know is that under California law, the lender can repossess your vehicle without any prior notice to you so long as you’re as little as one...

Can a 16 year old finance a car with a co-signer?

While you can’t do it alone at age 16, you could get a car loan with a co-signer such as a parent. Alternatives include getting a private loan from your f...

How much does JP Morgan Chase Bank pay?

What is the average salary for J.P. Morgan in the U.S.? The average J.P. Morgan salary in the U.S. is $93k for analysts (average of first and second-year)...