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How long can your car payment be late before repossession?

Two or three consecutive missed payments can lead to repossession, which damages your credit score. And some lenders have adopted technology to remotely d...

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Knowledge Base

Latest insights and tutorials from the The Global Insight team.

Can a person with a poor credit rating get a car loan?

There’s no minimum credit score required to get an auto loan, which means people with poor credit may just need to find the right lender or loan in order ...

What car modifications are illegal in Maryland?

Mufflers are required on all vehicles and must prevent unusual or excessive noise. Muffler cutouts, bypasses or other modifications that make the engine s...

Can I be a cosigner while in Chapter 13?

With a Chapter 13 bankruptcy filing, the automatic stay extends to cosigners, too. In fact, if the borrower’s repayment plan doesn’t say they’re repaying ...

What happens if someone dies and has a car loan?

Car loan after your death Car loans are not forgiven at death so, if your estate can’t cover the debt, the person that inherits the vehicle needs to decid...

Can a cosigner take a car back?

Cosigners Can’t Take Your Car Cosigners don’t have any rights to your vehicle, so they can’t take possession of your car – even if they’re making the paym...

Do you get charged interest if you pay more than the minimum?

When you make minimum payments, you ultimately pay more in interest charges than when you pay your balance with bigger payments. You could save hundreds, ...

Can you return something without a receipt?

Stores often try the “no refund or return without a receipt” line. But where an item fails, shops do not have the right to demand a receipt. A credit card...

Do you have to pay back a voluntary repossession?

Voluntary Repossession Doesn’t Cancel out Your Loan The lender will auction or sell your vehicle and apply the sale proceeds to your loan. If the sale pri...

How can I check what cars are under my name?

Search for the car using your driver’s license number. Every motor vehicles bureau maintains a comprehensive individual record of its drivers, demarcated ...